Many consumers complain that it's difficult to raise their credit score once it's been damaged. This idea is far from the truth. It doesn't matter how bad your credit report was in the past. With the right education, you can improve your three-digit number over time....

For those searching for assistance with their less-than-great credit score, credit repair is certainly an option to consider. However, before working with just any company, it is important to determine if the company is operating within the boundaries of the law. What...

A person who needs to repair or build their credit may want to consider signing up for one or more secured credit cards. With this type of card, a person makes a deposit and can then make charges up to that amount. One can charge purchases and either pay off the...